Banking laws are considered one of the fundamental pillars that regulate the banking sector and contribute to maintaining its stability. This course aims to provide participants with the necessary legal knowledge to understand the systems and regulations governing banks and banking services, as well as to analyze banking operations from a legal perspective. The program will focus on familiarizing participants with banking laws, financial regulations, governance, and consumer protection, with an emphasis on how to comply with national and international legal requirements in this sector.

Who should attend?

• ·       Bankers and Bank Managers: Those who wish to enhance their knowledge of banking laws and how to apply them in their daily operations.
• ·       Legal Advisors in Banks: Those who need to understand banking laws and ensure compliance.
• ·       Financial Sector Professionals: Those working in risk management, compliance, and auditing within banks.
• ·       Legal Professionals: Those who want to gain a deeper understanding of the laws that govern banking operations.

Knowledge and Benefits:

After completing the program, participants will be able to master the following:

• ·       Understand the basics of banking laws: Get acquainted with the regulations and laws that govern banking activities, including global and local standards.
• ·       Comply with banking regulations: Learn how to comply with banking laws and regulations, such as Anti-Money Laundering (AML) and Know Your Customer (KYC).
• ·       Manage legal risks in banks: Understand how to identify and assess legal risks in banking operations and how to handle them effectively.
• ·       Analyze banking contracts: Acquire the necessary skills to analyze banking contracts (such as loans, deposits, and financial transactions) and understand their legal terms.
• ·       Protect consumer rights in banking: Recognize consumer rights in banking services and how to address legal banking complaints.
• ·       Resolve banking disputes: Learn strategies and techniques for resolving banking disputes, whether through arbitration or litigation.

·       Introduction to Banking Laws:

o   Overview of banking laws and regulations.

o   The role of banking laws in the financial system.

o   Key legal principles governing banking operations.

·       Banking Regulations and Governance:

o   Regulatory authorities in banking (e.g., central banks, financial regulatory bodies).

o   Legal requirements for banks: licensing, reporting, and compliance.

o   Corporate governance in banks and legal responsibilities of directors.

·       Types of Banking Services and Products:

o   Retail banking: legal framework for consumer banking services.

o   Commercial banking: regulations surrounding business banking and lending.

o   Investment banking: legal aspects of capital markets and securities trading.

o   Digital banking: regulations governing online and mobile banking.

·       Banking Contracts and Agreements:

o   Types of banking contracts (loan agreements, deposit contracts, etc.).

o   Key terms and conditions in banking contracts.

o   Legal enforceability and dispute resolution in banking agreements.

·       Banking Operations and Compliance:

o   Anti-money laundering (AML) laws and regulations.

o   Know Your Customer (KYC) requirements.

o   Risk management and legal compliance in banking operations.

·       Consumer Protection in Banking:

o   Consumer rights in banking services and products.

o   Protection against unfair practices and fraud in the banking sector.

o   Legal remedies available to consumers in banking disputes.

·       International Banking Laws and Regulations:

o   Global banking standards (e.g., Basel III, FATF).

o   Cross-border regulations and international banking practices.

o   Legal issues in international financial transactions and foreign exchange.

·       Banking and Financial Crimes:

o   Legal frameworks for combating financial crimes (fraud, money laundering, terrorism financing).

o   Investigating and prosecuting financial crimes in the banking sector.

o   The role of banks in preventing financial crimes and reporting suspicious activities.

·       Dispute Resolution in Banking:

o   Legal procedures for resolving banking disputes (arbitration, mediation, litigation).

o   Jurisdictional issues in banking disputes.

o   Case studies of significant banking legal disputes.

·       Future Trends in Banking Laws:

o   The impact of technology on banking laws and regulations (Fintech, Blockchain, Cryptocurrencies).

o   Upcoming legal challenges in the evolving banking industry.