The British Academy for Training and Development offers a comprehensive course titled "Financial Analysis and Financial Reportings". The purpose of financial analysis is to examine the conditions for financial equilibrium in both the short and long term, to identify strengths and weaknesses in financial policies, and to derive some solutions and suggestions for financial management processes. Financial analysis is also a crucial tool for achieving sound financial planning, as evidenced by the financial position of an organization over time, using techniques such as financial ratios and working capital.

Financial reports are an essential tool for communicating financial information to various stakeholders such as management, creditors, investors, and lenders. These reports help in making strategic decisions. They also serve as an important source of information for management when making decisions.

Who Should Attend?

• Bank managers and bank administration employees.
• Managers of institutions and companies.
• Businessmen who wish to develop their skills in bank management.
• Students and graduates of business administration colleges in various universities.
• Accountants and their assistants in banks and banks.
• Reporting team in the financial sector.
• Anyone who wants to develop their experience to work in financial analysis in the financial sectors.

Knowledge and Benefits:

After completing the program, participants will be able to master the following:

• Accurate reporting on the organization's operations.
• The organization's ability to compete and ensure that financial targets are achieved.
• The importance of accurate billing and its role in ensuring customer satisfaction and preserving the organization's rights.
• Acquiring high-precision skills and a set of basic experiences in dealing with spreadsheet programs such as MS Excel and database management programs such as MS Access.
• Technical matters related to methods of using these programs in the fields of data analysis, accounting information and financial statement analysis for the purpose of evaluating the financial and administrative performance of establishments.
• Obtaining financial information that will help in making administrative decisions, especially investing these programs in financial planning and designing planning budgets.
• Charging and supplying the individual skills of participants with everything related to planning, financial analysis and planning budgets of both planning and control types. Understanding and analyzing the problems and obstacles related to measuring and evaluating the achieved performance for evaluation and quality purposes.

• Introduction to Financial Analysis
  • Definition of financial analysis and its goals
    • Analyze the financial situation of the organization to identify strengths and weaknesses.
    • Evaluate management effectiveness in achieving financial objectives.
    • Identify future opportunities and risks.
  • Key concepts in financial analysis
    • Analysis of financial statements (balance sheet, income statement, cash flow statement).
    • Use of financial ratios to assess performance.
    • Basic understanding of the relationship between revenues, expenses, and profits.
  • Importance of financial ratios
    • Liquidity ratios (e.g., current ratio and quick ratio) to assess the company’s ability to cover short-term obligations.
    • Profitability ratios (e.g., net profit margin and return on assets) to assess the company’s ability to generate profit.
    • Efficiency ratios (e.g., asset turnover ratio) to evaluate how effectively the company uses its resources.
• Reading and Analyzing Financial Statements
  • Balance Sheet (Statement of Financial Position)
    • Analyze fixed and current assets and evaluate asset liquidity.
    • Assess liabilities: short-term and long-term obligations.
    • Analyze equity and determine its sustainability.
  • Income Statement
    • Read revenues and identify main income sources.
    • Analyze expenses and identify areas where costs can be reduced.
    • Evaluate profitability using indicators like gross and net profit.
  • Cash Flow Statement
    • Differentiate between operating, investing, and financing cash flows.
    • Analyze liquidity and the company's ability to meet obligations.
    • Understand the long-term impact of cash flows on the company’s financial health.
• Analysis Using Financial Ratios
  • Liquidity Ratios
    • Current Ratio: Measures the company’s ability to cover short-term obligations.
    • Quick Ratio: Assesses the company’s ability to meet short-term obligations without selling inventory.
    • Cash Ratio: Analyzes available cash to cover obligations.
  • Profitability Ratios
    • Gross Profit Margin: Measures the company’s ability to generate profit from sales.
    • Operating Profit Margin: Analyzes profit before interest and taxes.
    • Return on Assets (ROA): Measures the efficiency of using assets to generate profits.
  • Efficiency Ratios
    • Asset Turnover: Measures how effectively assets generate revenue.
    • Inventory Turnover: Evaluates the speed of inventory sales.
    • Accounts Receivable Turnover: Measures how effectively the company collects its receivables.
• Advanced Financial Analysis
  • Time Series Analysis
    • Analyze financial trends over multiple periods.
    • Compare financial performance across years to identify long-term trends.
    • Use time-series analysis to predict future outcomes based on historical data.
  • Comparative Analysis
    • Compare the company’s performance with its competitors or industry benchmarks.
    • Identify performance gaps and strategies for improvement.
    • Compare liquidity, profitability, and efficiency ratios across companies.
  • Using Advanced Financial Analysis Techniques
    • Use tools like Excel and Power BI to enhance analytical accuracy.
    • Conduct financial forecasting based on ratios and historical data.
    • Apply advanced techniques such as sensitivity and scenario analysis to predict future outcomes.
• Writing an Initial Financial Report
  • Components of a Financial Report
    • Introduction: Provide an overview of the company’s financial status.
    • Analysis of financial statements: Present and analyze the balance sheet and income statement.
    • Recommendations: Offer suggestions to improve the financial position based on the analysis.
  • Writing a Professional Financial Report
    • How to write the report in clear and simple language.
    • Importance of identifying the target audience (investors, management, regulatory bodies).
    • Use of tables and graphs to present data.
  • Executive Summary of the Financial Report
    • Provide an executive summary highlighting key findings and decisions.
    • Summarize financial analysis to assist management in decision-making.
    • Provide a clear view of the financial position and future opportunities.
• Building a Financial Analysis Report
  • Analyzing Financial Statements
    • Explain how to conduct a comprehensive analysis of financial statements: balance sheet and income statement.
    • Use financial ratios for quantitative analysis of financial statements.
    • Compare financial performance across previous periods.
  • Recommendations and Detailed Analysis
    • Provide actionable recommendations based on results.
    • Focus analysis on strengths and weaknesses.
    • Direct reports towards strategic decision-making.
  • Writing the Final Report
    • Organize ideas coherently.
    • Ensure clarity in conclusions and financial data.
    • Identify potential challenges and propose solutions.
• Financial Performance Analysis and Future Forecasting
  • Financial Forecasting
    • Use forecasting techniques with historical data.
    • Conduct trend analysis for future financial outcomes using financial ratios.
    • Identify future risks and opportunities.
  • Analyzing Financial Trends
    • Identify factors influencing future financial trends.
    • Analyze previous reports to spot recurring patterns.
    • Identify economic factors that may affect future financial performance.
  • Linking Forecasts with Strategic Plans
    • Integrate financial analysis into growth strategies.
    • Set long-term financial goals based on financial forecasts.
    • Offer recommendations on resource allocation based on future financial analysis.
• Preparing a Comprehensive Financial Report
  • Preparing the Final Financial Report
    • Compile all elements into one cohesive report.
    • Analyze all aspects of the company’s financial performance.
    • Present the report professionally to stakeholders (board of directors, investors, etc.).
  • Reviewing and Auditing the Report
    • Ensure data accuracy and compliance with laws and regulations.
    • Review financial ratios and confirm their accuracy.
    • Audit results and recommendations to ensure they are actionable.
  • Presentation and Delivery
    • How to present the financial report to management or investors.
    • Use effective presentation methods to explain findings and recommendations.
    • Address questions and inquiries regarding the financial report.