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Course in Lending Principles and Procedures


Summary

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This advanced course in Banking Management is designed by the British Academy of Training and Development to help participants understand the overview of the bank's credit function, the various types of loans and advances provided by the bank, and discuss the procedures for lending to different accounts by one of the bank's branches. The course also sheds light on the financial analysis of securities provided for loans and advances and the classification of assets by banks based on their performance.

This course elaborates many theories and applications of important elements in accounting and companies finance. This is something that must know by any company manager for being the basis of decision-making at several levels. The course aims to provide participants with a theoretical and practical insight into the issues faced by companies in the investment process, risk assessment, and the formation and financing needs. This includes an assessment of how these decisions are taken in the real world by reference to the guidelines.

Accounting is said to be the "language of the business world" as it is the process of analyzing, recording and processing a company's financial data by using a particular accounting program or system.

Accounting is performed to provide financial information about the company, so it helps you know how well your company's financial system is and how it will continue in the future.

When all transactions are documented during the accounting period, three types of financial reports are issued to be used to make appropriate decisions for the company. These financial reports are divided into:

Income statement: It is also called the profit or loss statement. This list shows whether the company's operations achieve financial profit or loss and identify areas where there is a lot of expense.

Budget: This report gives an overview of the work as a whole. It shows the value of the Company's assets, the financing method and the value of shareholders' equity at a specified point in time. Statement of financial flows: This list provides owners and managers with a report on the cash flow activities of the company over a specified period of time. To ensure continuity in the future, companies need to have healthy money flowing.

As a company owner or manager, understanding accounting principles can push your company forward or backward ... but of course it depends on the decisions you make! It is important to be able to count the resources you own, rather than simply saying, "I have many resources." Accountability provides clarity to improve decision-making. So, understand your numbers so that you can support your results in the future.

Objectives and target group

Targets and Target Group

The British Academy for Training and Development offers courses for the following categories: Bank managers and VIPs, and those who are interested in understanding bank operations with respect to loans and advances.

  • Overview of the credit function at the bank branch.
  • Financial analysis of loaning.
  • Principles and procedures for loaning.
  • Know the guarantees associated with the loaning process.
  • Credit documentation and penalties.
  • Credit control and loan recovery.
  • Asset classification.
  • Identify advanced tools to predict future financial performances and successes and failures of countries.
  • Identification of the practical damages caused by the mathematical treatments.
  • This course also provides the required set of data for using the planning budget.
  • Teaching control methods, control of real problems and practical application.
  • Introducing trainees to the basic terms of accounting and information flow of accounting through good systems and in accordance with international standards.
  • Provide the trainee with the methods of registering and migrating accounting entries.
  • Acquire the skills to implement the performance of the financial time.
  • Acquire the skills to close and create accounts for the end and create budgets in accordance with the international standards.
  • Understand financial information and the importance and usefulness of each financial statement.

Course Content

 How will participants benefit from the course? After completing the program, participants will be able to:

  • Overview of the credit function at the bank branch
  • Financial analysis of lending
  • Principles and procedures for lending
  • Know the collateral accompanying the lending process
  • Credit documentation and penalties.
  • Credit control and loan recovery
  • Asset classification. Course Mode:
  • Individual training
  • Group training
  • Training within the organization
  • Practical Training.
  • The concept of financial analysis.
  • Types of financial analysis.
  • The concept of ratio analysis and different types of ratios.
  • Each ratio on its own and its effects.
  • The concept and mechanisms of financial flows analysis.

Course Date

2025-02-03

2025-05-05

2025-08-04

2025-11-03

Course Cost

Note / Price varies according to the selected city

Members NO. : 1
£3510 / Member

Members NO. : 2 - 3
£2808 / Member

Members NO. : + 3
£2176.2 / Member

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