In transactions you have to give something in order to get something, how much you get depends on how much it produced over time, and this raises both accumulated information and living standards, we call this production growth, those who invent and work hard raise their productivity and living standard more radically, but this is not true in the short term, the productivity increase is important in the long run, but borrowing is more important in the short term, and this is because the productivity increase does not fluctuate very much, they are not driven by large economic volatility, because when the borrower receives the loan it is capable of increase the size of spending, and the spending is able to bush the economy.

The British Academy for Training and Development offers a course of productivity increase and its relationship to borrowing for anyone who wishes to develop their skills and abilities in this deep field, the course will be a simple overview of the concept of borrowing and how to make it productive.

The target group of attending a course in the concept of productivity increase and its relation to borrowing:

• Owners of capital and businessmen who deal with banks and stocks.
• Bank staff
• Those who will embark on economic activities in their field.
• Graduates of economics and business administration.

How will participants benefit from attending a course of training on the concept of productivity increase and its relationship to borrowing:

At the end of the course, the participants will know the following points:

• The importance of understanding loans and mechanical movement and related events.
• The difference of the loan from money, and the distinction between them when setting transactions.
• Ways to commit to timely repayment of loans and settlement of transactions.
• The importance of the loan economy is about allowing it to increase income faster than increasing production in the short term.
• How to spend one person is another person’s income.
• The impact of loans on the nature of the economy and its relationship to levels of inflation and deflation.

Academic content of the course:

• Definition of bank loans.
• Functions of Bank loans.
• Importance of bank loans.
• Factors affecting lending activity.
• Procedures for granting loans.
• The impact of loans on productivity increase or not.
• Criteria for granting loans.
• Credit criteria models.